PhD Program Costs and Financial Aid

The Institute for Clinical Social Work is committed to providing its students with an affordable education.


Doctoral Programs Tuition


Minimum of 6 credit hours per semester
$21,000 per year


Minimum of 4 credit hours per semester
$2,350 per course

Advance Standing

All coursework completed
$4,500 per year 

Annual Estimated Cost of Attendance by Program 2019-2020

The following table details the estimated cost of attendance by program per year: please keep in mind that these figures are estimates based on meeting financial aid eligibility and that actual figures will vary.


Financial Aid

The Office of Student Financial Services is committed to providing you with excellent customer service, timely delivery of information, and sensitivity to your individual financial concerns.

 We are pleased to act as your financial aid resource, information center, and overall financial planning liaisons.

If you have any financial related questions, please contact us at 312-935-4234 or email Shawna Jennings at

Federal Student Loans

Direct Unsubsidized Stafford Loans

  • Award is not based on financial need.

  • The maximum loan amount is $20,500 per academic-year.

  • Graduate students may borrow an aggregate limit of $138,500 in Stafford loans, including undergraduate loans.

  • You will be charged interest starting when the loan is disbursed until it is paid in full. If you allow the interest to accumulate, it will be capitalized – that is, the interest will be added to the principal amount of your loan and additional interest will be based upon the higher amount.

  • After you graduate, leave school, or drop below half-time enrollment, you will have a six-month grace period before you begin repayment.

Direct PLUS Loans

  • Award is not based on financial need but requires a credit check.

  • The maximum PLUS Loan amount you can borrow is your cost of attendance (determined by the school) minus any other financial assistance you will receive.

  • The repayment period for a Direct PLUS Loan begins at the time the PLUS loan is fully disbursed, and the first payment is due within 60 days after the final disbursement. However, you may defer repayment while you are enrolled at least half-time. You may also defer repayment for an additional six months after you cease to be enrolled at least half-time.


  • Be a U.S. citizen or an eligible noncitizen;

  • Have a valid Social Security number;

  • Be enrolled at least half-time

  • Maintain satisfactory academic progress.

Interest Rates

Disbursed between July 1, 2018 and June 30, 2019

Direct Unsubsidized Loans | Fixed at 6.6%

Direct PLUS Loans | Fixed at 7.6%

For more detailed information about financial aid, please visit:


Payment Plans

We offer in house payment options that are interest free and flexible. Creating a payment plan is a great way to pay off remaining balances due after disbursement of financial aid and scholarships or, if you do not qualify for financial aid, a way to divide up your tuition into manageable payment.

Please contact our office at 312-935-4234 for further information or to set up a payment plan!

Post 9/11 GI Bill (Chapter 33)

Depending on the student’s situation, chapter 33 benefits can include payment of tuition and fees, a monthly housing allowance, a stipend for books and supplies, and a Yellow Ribbon Program benefit.

G.I. Jobs Magazine has honored ICSW for  being a Military Friendly School, ranking us amongst the top 15% of all schools nationwide. The Institute for Clinical Social Work is proud to honor our veterans and service members and are happy to help eligible students claim benefits.

For more information please visit: U.S. Department of Veterans Affairs

Maximum Tuition and Fee Reimbursements 2017-2018

Public School | All Tuition & Fee Payments for an in-State Student

Private School | Up to $23,671.94 per academic-year

Private Loan Options

Click The Links Below To Learn More & Apply Online

Citizens Bank Student Loans 1-800-708-6684

Sallie Mae Smart Option 1-877-279-7172

College Ave Student Loans 1-717-254-2368

Wells Fargo Graduate Loans 1-877-451-5039

PNC Student Loans 1-800-762-1001

Commerce Bank Student Loans 1-800-666-3910

Discover Student Loans 1-800-788-3368